Stashvale

Investments & Savings

Explore common savings and investment products explained in plain English. This site is for general information only and does not provide regulated financial advice.

Stocks & Shares ISA

Tax-efficient investing in funds, shares, and bonds. Potential for growth, but with risk to capital.

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Cash ISA

Tax-free interest on your savings. Lower risk but generally lower returns compared to investments.

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Lifetime ISA (LISA)

Save or invest towards your first home or retirement and receive a 25% government bonus.

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Junior ISA

Build a tax-free savings or investment pot for a child’s future – accessible from age 18.

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General Investment Account (GIA)

Flexible investment account with no tax wrapper limits. Capital gains and income tax may apply.

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SIPP (Self-Invested Personal Pension)

Build your retirement pot with investment control and tax relief. Investments can go up or down.

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Help to Buy & Alternatives

Understand government support for first-time buyers and how it compares with a Lifetime ISA.

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This page is for general information only. It is not personal advice or a recommendation.